Disclosures
Better Financing is not a lender
Better Financing is a merchant technology and enrollment partner. We do not make credit decisions, originate loans, or extend credit. All financing is provided by third-party lenders, and every application is subject to that lender's underwriting criteria, terms and approval.
Powered by OTTRI
The financing platform, lender waterfall and merchant dashboard referenced across this site are powered by OTTRI, our strategic technology partner. Program features, lender participation and available products may change.
Approval and coverage statements
Lender counts, credit-score ranges and coverage descriptions reflect the lender programs available through the platform at the time of publication. They describe available programs only — they are not a prediction or guarantee that any individual applicant will be approved.
Rates, terms and promotional offers
Advertised promotional offers, including true 0% APR programs, are provided by the participating lender and are subject to that lender's terms, term lengths and eligibility requirements. Actual rates, fees and terms are disclosed to the applicant at the time of application. Product availability varies by state, industry and merchant profile.
Merchant fees
Better Financing does not charge an annual platform fee or access fee. Transaction-level rates and fees vary by lender, product and promotional term, and are disclosed to the merchant before activation.
Payment calculators
Payment calculators on this site are illustrative sales tools. Figures shown are estimates based on the inputs provided and do not constitute an offer of credit, a quote, or a disclosure of actual loan terms.
Benchmarks and examples
Any statistic labeled as an industry benchmark is drawn from general industry research and does not reflect the results of a specific Better Financing merchant. Individual results vary.
Questions about anything on this page? Email trevor@betterfinancing.com.