Ever Been Rejected? It Sucks.
Med Spa Financing:5>1.
5 Lenders.
1 Consumer Application.
1 Performance Dashboard.
Say Goodbye to Your Single Lender Pain.
The Pain
The consult goes perfectly.
The booking never happens.
One lender. One answer.
A single decline ends the conversation, even when another lender in the market would have said yes.
Decisions that arrive too late.
Slow underwriting turns a ready buyer into a maybe, and a maybe into a competitor's sale.
Fee structures that eat the job.
Program costs and platform charges quietly shrink the margin you thought you priced in.
Elective means postponable.
Without a payment plan, an enthusiastic consult turns into a follow-up that never books.
Representative product examples
What the waterfall can put in front of your patients.
Product options drawn from the current lender programs. These are representative product examples, not case studies. Terms, approvals and fees vary by product, applicant and state, and are disclosed at time of application.
Treatment plan, financed
Risk-Based Installment
- Fair credit and better
- 3 – 60 month terms
- Up to 24.99% APR
- Up to $25,000
Elective procedure, 0% promo
True 0% APR Promotional
- Prime and above
- 3 – 36 month terms
- 0% APR — not deferred interest
- Zero interest to the patient
Lower-credit patient, approved
Wide-Spectrum Installment
- All credit tiers (475+)
- 12 / 24 / 48 month programs
- Risk-based APR, varies by state
- Up to $15,000
Payment plan, in-house feel
Sub-Prime Installment Plan
- All credit tiers
- Up to 24 months
- 0% to the patient
- Up to $7,500
How it works
Application
One mobile-first application, under 3 minutes, soft credit pull.
Waterfall routes it
The application moves through the lender stack to the best-fit lender in real time.
Customer gets their offer
They see the best available offer for their credit profile — not a single lender's answer.
Merchant gets paid
Funding settles through the lender, tracked in one dashboard alongside every other application.
Power Your Team & Create More Happy Customers.
Managing multiple lenders takes time your team doesn't have; different applications, different rules, different accounting requirements for every program.
One Lending Dashboard to Drive Your Business changes that math. See every application, every KPI, full performance in one place.
Your customers want financing.
Your customers need financing.
One application - not a series of hope-and-pray submissions to lender after lender. Your customer gets the best offer for their situation, period.
The rules have changed. You are no longer restricted and limited to a single-lender solution. Power your business with Better Financing.
- True 0% APR Programs
- Subprime to Prime Lending Solutions
NO ANNUAL PLATFORM FEE.
NO ACCESS FEE. EVER.
Transaction-level rates and fees vary by product and are disclosed at time of application.
You will close more. You will save time. You will save money. You will be better. Your customers will be happier.
Med Spa Financing FAQ
What's the best patient financing platform for med spas offering Botox, fillers, and laser treatments?
*(This question is drawn near-verbatim from a real search query — see Master Prompt Section 7.)* One that doesn't stop at a single lender's answer. A waterfall covering multiple lenders across the credit spectrum means more clients get approved for the treatments they already want.
Can clients finance package or series treatments, not just one visit?
Yes — financing supports larger, multi-session packages, not only single-visit charges.
Is there a med spa financing option with no annual fee?
Yes. No annual platform fee, no access fee, ever. Transaction-level rates and fees vary by product and are disclosed at time of application.
What if a client is declined by one lender?
The application routes automatically to the next best-fit lender — one no isn't the final answer.
Does checking eligibility hurt the client's credit score?
No. Pre-qualification is a soft credit pull with no impact to the client's credit.
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Win More. Keep More.