Ever Been Rejected? It Sucks.

    Plumber repairing pipework under a sink

    Plumbing Financing:10>1.

    10 Lenders.

    1 Consumer Application.

    1 Performance Dashboard.

    Say Goodbye to Your Single Lender Pain.

    The Pain

    The repair is urgent.
    The approval isn't.

    One lender. One answer.

    A single decline ends the conversation, even when another lender in the market would have said yes.

    Water damage sets the clock.

    A slow decision costs the homeowner more than the repair ever would have.

    Fee structures that eat the job.

    Program costs and platform charges quietly shrink the margin you thought you priced in.

    Sticker shock at the worst moment.

    Without a real payment option in hand, the number lands cold and the decision stalls.

    Representative product examples

    What the waterfall can put in front of your customers.

    Product options drawn from the current lender programs. These are representative product examples, not case studies. Terms, approvals and fees vary by product, applicant and state, and are disclosed at time of application.

    Emergency replacement, financed

    Standard Installment

    • Risk-based APR by credit profile
    • Multiple term lengths
    • Soft-pull pre-qualification
    • Real-time lender routing

    Planned project, 0% promo

    True 0% APR Promotional

    • True 0% APR — not deferred interest
    • Multiple promotional terms
    • Zero interest to the homeowner

    Lower-credit homeowner, approved

    Lease-to-Own

    • No minimum credit score on qualifying installs
    • Covers HVAC and water heater combos
    • Routed automatically after a decline

    Large remodel, financed

    HELOC

    • Up to $750,000 for qualifying homeowners
    • Currently TX, PA and FL
    • More states in progress

    How it works

    1

    Application

    One mobile-first application, under 3 minutes, soft credit pull.

    2

    Waterfall routes it

    The application moves through the lender stack to the best-fit lender in real time.

    3

    Customer gets their offer

    They see the best available offer for their credit profile — not a single lender's answer.

    4

    Merchant gets paid

    Funding settles through the lender, tracked in one dashboard alongside every other application.

    Power Your Team & Create More Happy Customers.

    Managing multiple lenders takes time your team doesn't have;  different applications, different rules, different accounting requirements for every program. 


    One Lending Dashboard to Drive Your Business changes that math. See every application, every KPI, full performance in one place.

    Your customers want financing. 
    Your customers need financing. 


    One application -  not a series of hope-and-pray submissions to lender after lender. Your customer gets the best offer for their situation, period.

    The rules have changed. You are no longer restricted and limited to a single-lender solution. Power your business with Better Financing.

    • True 0% APR Programs
    • Subprime to Prime Lending Solutions
    Happy homeowners smiling together in their newly finished kitchen

    NO ANNUAL PLATFORM FEE.
    NO ACCESS FEE. EVER.

    Transaction-level rates and fees vary by product and are disclosed at time of application.

    You will close more. You will save time. You will save money. You will be better. Your customers will be happier.

    Plumbing Financing FAQ

    Can homeowners finance emergency plumbing repairs on the spot?

    Yes. Nobody says "let me think about it" with water on the basement floor — approvals are built to move at the speed of the emergency.

    How fast is approval during a plumbing emergency?

    The application is mobile-first and takes under 3 minutes, with real-time routing to a best-fit lender.

    What if the homeowner has less-than-perfect credit?

    One lender's decline isn't the end — the waterfall covers a wide credit range, not just prime borrowers.

    Is 0% APR available for plumbing repairs?

    Yes — true 0% APR, not deferred interest, available on qualifying terms.

    Do I have to manage multiple lenders myself?

    No. One dashboard handles every application and every lender relationship for you.

    Back to all Home Improvement verticals.

    Win More. Keep More.