Ever Been Rejected? It Sucks.

Plumbing Financing:10>1.
10 Lenders.
1 Consumer Application.
1 Performance Dashboard.
Say Goodbye to Your Single Lender Pain.
The Pain
The repair is urgent.
The approval isn't.
One lender. One answer.
A single decline ends the conversation, even when another lender in the market would have said yes.
Water damage sets the clock.
A slow decision costs the homeowner more than the repair ever would have.
Fee structures that eat the job.
Program costs and platform charges quietly shrink the margin you thought you priced in.
Sticker shock at the worst moment.
Without a real payment option in hand, the number lands cold and the decision stalls.
Representative product examples
What the waterfall can put in front of your customers.
Product options drawn from the current lender programs. These are representative product examples, not case studies. Terms, approvals and fees vary by product, applicant and state, and are disclosed at time of application.
Emergency replacement, financed
Standard Installment
- Risk-based APR by credit profile
- Multiple term lengths
- Soft-pull pre-qualification
- Real-time lender routing
Planned project, 0% promo
True 0% APR Promotional
- True 0% APR — not deferred interest
- Multiple promotional terms
- Zero interest to the homeowner
Lower-credit homeowner, approved
Lease-to-Own
- No minimum credit score on qualifying installs
- Covers HVAC and water heater combos
- Routed automatically after a decline
Large remodel, financed
HELOC
- Up to $750,000 for qualifying homeowners
- Currently TX, PA and FL
- More states in progress
How it works
Application
One mobile-first application, under 3 minutes, soft credit pull.
Waterfall routes it
The application moves through the lender stack to the best-fit lender in real time.
Customer gets their offer
They see the best available offer for their credit profile — not a single lender's answer.
Merchant gets paid
Funding settles through the lender, tracked in one dashboard alongside every other application.
Power Your Team & Create More Happy Customers.
Managing multiple lenders takes time your team doesn't have; different applications, different rules, different accounting requirements for every program.
One Lending Dashboard to Drive Your Business changes that math. See every application, every KPI, full performance in one place.
Your customers want financing.
Your customers need financing.
One application - not a series of hope-and-pray submissions to lender after lender. Your customer gets the best offer for their situation, period.
The rules have changed. You are no longer restricted and limited to a single-lender solution. Power your business with Better Financing.
- True 0% APR Programs
- Subprime to Prime Lending Solutions

NO ANNUAL PLATFORM FEE.
NO ACCESS FEE. EVER.
Transaction-level rates and fees vary by product and are disclosed at time of application.
You will close more. You will save time. You will save money. You will be better. Your customers will be happier.
Plumbing Financing FAQ
Can homeowners finance emergency plumbing repairs on the spot?
Yes. Nobody says "let me think about it" with water on the basement floor — approvals are built to move at the speed of the emergency.
How fast is approval during a plumbing emergency?
The application is mobile-first and takes under 3 minutes, with real-time routing to a best-fit lender.
What if the homeowner has less-than-perfect credit?
One lender's decline isn't the end — the waterfall covers a wide credit range, not just prime borrowers.
Is 0% APR available for plumbing repairs?
Yes — true 0% APR, not deferred interest, available on qualifying terms.
Do I have to manage multiple lenders myself?
No. One dashboard handles every application and every lender relationship for you.
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